It is important to not get overwhelmed when pursuing an insurance claim, but to remain levelheaded. To help you in along this process, we have provided you with a list of 10 tips to assist you in the claims process. We highly recommend that you have an attorney with you throughout this time as well, as they can help protect your rights from bad faith practices, no matter how minimal or significant your claim may be.
Here are the top 10 tips for processing your claim:
Always be pro-active from day one; never let things slide or slip through the cracks
Consider your insurance company as just another business that is seekinga profit, handle all encounters with them like a business negotiation
Provide the proper documentation of all aspects of your claim, including details, any proof you have and every estimate you have for the cost of repairs
Do not every exaggerate your claim
Provide your insurer with all of your requests in writing, making it clear what you are requesting, when you need it and that it is rightfully yours
You do not have to assume the worst about your insurance company, but do not let them make you believe that they are your friend
Understand that when dealing with your insurer, you are not playing on a level field with them Always attempt to first solve the problems or disputes informally, but
also document your complaints–speak with higher ups in the company when necessary
Find a legal advocate who has knowledge regarding this specific area of law
Never sign off on anything without your lawyer
While these are merely suggestions, we strongly believe that by following these tips the claims process has the potential to be much smoother. As we mentioned earlier, due to the sensitive nature of insurance claims and bad faith practices amongst many providers, it is always a good idea to contact a lawyer before proceeding with any legal action.Call Brasher Law Firm, PLLC today at (888) 791-8211 or fill out our free case evaluation here. We provide our services in both English and Spanish.