Entries by Brasher Law Firm

FEMA Waives and Extends Proof of Loss Requirement for Harvey Victims

This week, the Federal Emergency Management Agency (FEMA) issued a memorandum that waives the requirement that National Flood Insurance Policy policyholders have to submit and sign a proof of loss or sign an adjuster’s report prior to receiving payment on their claim. Now, the insurance company is directed to pay policyholders, as soon as possible and without […]

The Truth about Insurance Law Changes

During the course of Hurricane Harvey ravaging Southeast Texas, Corpus Christi, Dickinson, Rockport, Houston and surrounding counties, like Jefferson, Orange, Hardin, Jasper, Tyler, etc…, speculation from both sides of the aisle spread like wildfire about what the new changes to the Texas Insurance Code would mean for victims of Hurricane Harvey. People barely made it […]

Resource Guide for Hurricane Harvey Victims

It can be terrifying to figure out where to start or what to do in the aftermath of a natural disaster like Hurricane Harvey. Therefore, we’ve created a free resource guide, that we strongly encourage you to share with your family, friends, neighbors, and loved ones who may have been affected by this horrific disaster […]

What are Long Term Care Policies? Part I of II

A popular insurance product that is currently being pushed to us is long term care policies. I just recently received an email from my college suggesting I look into this. My college joined with an insurance company to promote this product to its alumni. At the same time, I am reviewing my mother’s finances as […]

Supreme Court defends Insurance Code while Republican legislatures try to destroy it

The Texas Supreme Court handed down a significant case on April 7, 2017, outlining the rights, duties, and remedies available to Texas policyholders. These rights are found in what we lawyers refer to as the Texas Insurance Code (“Code”). The Code provides protections against: 1. Unfair settlement practices 2. Misrepresentations 3. Late payments of insurance […]

Insurance companies and their lobbies paying a lot for change in the law

While Texas insurance companies are making money hand over fist, they are also claiming a litigation crisis is taking place that has forced them to alter and exclude certain coverages from their policies and increase premiums to policy holders. Meanwhile, insurance advocates are pressuring state lawmakers to change litigations laws that would adversely affect the […]