Protection Against Bad Faith Insurance Practices
Fires can cause devastating damage in mere minutes. Whether they cause an entire structure to burn down or the immense smoke results in damage to valuable property, the aftermath of a fire can be a nightmare. The last thing you want to have to deal with is an uncooperative insurance company. Costs associated with repairing fire damage are often immense, and like most people who faithfully make their insurance payments, you expect your insurance to compensate you for most of your losses.
Unfortunately, providers will often do everything possible not to pay your claim or to delay payment as long as possible. They are in the business of making a profit, which is thwarted when people make claims. If you and your family have received resistance of any kind from your insurance provider as you attempt to recover from fire damage, be sure to get in touch with a Texas bad faith insurance lawyer from Brasher Law Firm, PLLC as soon as possible. You need an effective attorney to stand up for your rights, especially if your policy covers all fire damage.We serve clients in Beaumont and all other cities in Texas.
Consequences of Fire Damage
Fires can spread throughout structures in a matter of seconds, leaving destruction in its wake. The damage caused by a fire can be significant and require extensive and costly repairs. Additionally, it may even require you to live outside of your house for an unknown amount of time. Your financial burden may be drastic, and you would hope that your insurance policy would provide the support you need to rebuild and repair your life.
Potential damage from a fire can include:
- Compromised roof structure due to damage from burning embers or extreme heat
- Foundational issues due to heat transfer from steel and iron structures
- Dedhydration of stucco, leading to cracks and spalls
- Siding that has melted or become moldy due to heat exposure
- Concrete foundation damage
- Melted, discolored, or blistered window frames
- Warped and discolored glass that can cause moisture issues
- Damage to plumbing and heating systems
- Damage to framing or coagulation of mold within walls
- Chemical residue from smoke and soot
The repairs necessary to restore your home to a safe and habitable condition can be costly and time-consuming. In order to determine the settlement that you deserve it is necessary to document all costs of restorations, as well as your living expenses while living away. Furthermore, fire can completely destroy certain personal property, so it is essential to document those items as well to ensure that you can fight for every penny you deserve. After a fire an insurance adjuster will be sent to assess the damage that your property has incurred and will often try to underestimate or discount them. That is why it is so essential to have an effective and aggressive attorney on your side during this time.
Call our firm today for the experienced counsel that you need!
Reasons Your Fire Insurance Claim Could Be Denied
- Not investigating a claim efficiently
- Giving too little value to the property that was damaged
- Accusations of arson
- Violating any of the terms of the insurance policy
- Completely denying a claim despite clear evidence
- Threatening certain actions to get the payout amount lowered
If you believe that your insurance provider is acting in a manner of bad faith, do not wait to get in touch with our firm. Whether your fire damage was extensive or minimal, you have certain rights that must be protected. Our team of legal professionals are ready to fight for you so that you can get back to living your life.
No Results, No Fees! Call a Texas Bad Faith Insurance Lawyer Today
At Brasher Law Firm, PLLC we strongly believe that our clients come first. This is true in every case that we put together, in every courtroom session and even in the way we accept payment. We will not require you to pay up front, but rather we only accept payment after we have recovered compensation for you and your family. You will be able to work directly with our Beaumont bad faith insurance lawyers, never feeling neglected or like just a case number. Let us look at your case by filling out a free case evaluation.
I couldn’t understand why my insurance company underpaid me for the damage to my house. Rather than look for damage at my home, their experts came in and found excuses not to pay for my damage. My home was a total loss, but the insurance company only offered me 1/3 of my policy benefits before I hired Clint Brasher. Once Clint started litigating for me, the insurance company paid the full policy.Phyllis Wheelerhomeowner in Beaumont, Texas
I was scared to death after being on the witness stand for several hours. Clint Brasher kept reassuring me but, when we broke the trial for the day and I was offered $100,000.00, I wanted to take it. Clint advised me not to and that we would do better with the jury. While it was hard, I followed his advice. The verdict the next day was for $240,000.00 plus interest. I recommend anyone with a legal problem to call Clint Brasher. He was not only a skillful advocate, he was a friend to me during this difficult time.Edward Arabie