Houston Home Insurance Lawyer

Houston Insurance Lawyer for Homeowners

When your insurance company drags its feet, lowballs your claim or denies it outright, the financial pressure mounts fast. You paid your premiums for years on the promise that someone would have your back when disaster hit. If that promise is broken, you need a Houston insurance lawyer who knows how to push back. Brasher Law Firm has spent years helping Houston-area homeowners and business owners hold insurers accountable for the coverage they sold them.

Our firm is small by design. We know Texas law and how local courts handle these cases, and that local knowledge is behind every case we take on. The first consultation is free.

Insurance Claim Disputes in Houston

Houston has seen some of the largest waves of insurance disputes in the country. Hurricane Beryl alone generated tens of thousands of claims that homeowners and business owners had to fight. When the February 2021 freeze event hit, insurance companies responded the same way they always do: by denying and underpaying pipe-burst claims across the region. When carriers face that kind of volume, claim handling often suffers, and policyholders bear the cost.

We represent clients across a wide range of insurance disputes, including:

• Property damage claims from wind, hail, fire and water
• Hurricane and tropical-storm damage disputes
• Burst-pipe and freeze damage from winter storms
• Denied claims, underpaid claims and delayed claim payments
• Bad-faith insurance practices
• Commercial property claims

Whatever the cause of loss, the playbook that insurers use is similar. They delay. They demand mountains of documentation. They send out adjusters who undervalue the damage. Then they offer a fraction of what your policy actually covers. We know the playbook and how to dismantle it.

Bad-Faith Home Insurance Claims Under Texas Law

Texas law gives policyholders real tools when an insurer acts in bad faith. Under the Texas Insurance Code, carriers that unreasonably delay, deny or underpay a valid claim can be liable for additional damages on top of the claim itself. The Texas Department of Insurance regulates insurer conduct in Texas, but it takes savvy bad faith lawyers to enforce those rights in court. That is where we come in.

We pursue bad-faith damages aggressively when the facts support them. If your insurer ignored evidence, misrepresented your coverage or sat on a covered claim for months, you may have rights that go beyond the policy itself. And our firm has had success in trial in getting findings of bad faith by juries in Texas against insurance companies.

Why Houston Residents Choose Brasher Law Firm

Local expertise. We know Texas law and how local courts handle these cases at every stage. Our firm is small for a reason.

Licensed in Texas, Louisiana, Colorado, Utah, Oklahoma and Nevada. Many Houston clients have ties on both sides of the Sabine River: family in Louisiana, offshore work out of Port Fourchon or commercial business across the Gulf Coast. We practice in several states, which means we can stay with you wherever the case needs to go.

Founder with personal hurricane experience. Clint Brasher’s own home was severely damaged by Hurricane Rita in 2005. His insurer was difficult and manipulative the entire claim. He built this firm because of that experience. He has fought insurance carriers all the way from the lower state courts, up to the Texas Supreme Court and won. We’ve been here for 20 years. When we tell you we understand what insurance companies do to policyholders, it is not a sales line.

Serving Houston and the Surrounding Area

Our Houston office serves clients throughout Harris County and the surrounding region, including Fort Bend County, Montgomery County, Galveston County and Brazoria County. We represent clients in Sugar Land, The Woodlands, Pasadena, Pearland, Katy, Baytown and Galveston, among other communities.

Houston-area cases are typically filed in Harris County District Court for state court matters or in the U.S. District Court for the Southern District of Texas for federal claims. Our attorneys have experience in these courts, and oftentimes know the judges handling the claims, because our Houston-based partner, Nishi Kothari, is born and raised in Houston and familiar with the judges here.

Contact Our Houston Office

Brasher Law Firm, PLLC, Houston Office

3555 Timmons Lane, Suite 1130

Houston, TX 77027

Phone: (713) 714-5014

Toll-Free: (888) 989-2889

If your insurance claim has been denied, delayed or underpaid in Houston, or if you have been injured in an accident, you do not have to handle this alone. Brasher Law Firm offers free consultations, and you pay nothing unless we win. Call us today, or fill out our online contact form to speak with a Houston attorney.