If you feel that your insurance provider is violating the regulations of the Unfair Claims Settlement Practices Act, you have options. You can work with the state government to enforce the law and ensure the provider follows it. For example, you can file a complaint with Texas’ insurance department, who will then investigate. If the insurance regulator finds that there have been numerous complaints of this nature, they may expand their inquiry, which may lead to fines or punitive action against your provider. Ultimately, this law gives you the right to pursue a lawsuit to seek the settlement that you are owed.