Take Legal Action Against Bad Faith Practices in Texas and Louisiana

Our Louisiana and Texas insurance bad faith attorneys at Brasher Law Firm, PLLC want to help you understand your legal rights as an insurance consumer. We know that when you purchase a policy, you are trusting an agency to provide you with the necessary resources to recover from damages to your property. The government knows this as well, and has enacted laws and regulations to ensure that insurance companies live up to their responsibilities to consumers. This means that if you have been treated unfairly by an insurance provider, you have the right to take legal action against them to rectify the situation.

Our founding lawyer, Clint Brasher, is listed as a Top 100 Trial Lawyer and is a member of the Million Dollar Advocates Forum®, which are accolades that prove his earned respect in the industry. Attorney Brasher’s dedication to representing his clients with passionate, quality legal representation has inspired a culture of success throughout our entire firm. You can trust that our team will help you aggressively and effectively pursue a bad faith lawsuit driven by a comprehensive knowledge of insurance laws in Texas and Louisiana.

Understanding Your Rights Under the UCSPA

The Unfair Claims Settlement Practices Act (UCSPA) protects consumers from certain types of actions by insurance companies, which are known as bad faith practices. When you pursue a bad faith lawsuit, this is the primary law that our Beaumont, Houston and Lake Charles bad faith insurance lawyers will use against your provider to hold them accountable for their deceptive or negligent actions.

According to the UCSPA, the following actions are some examples of bad faith:

  • Misrepresentation: Providing false information regarding coverage.
  • Underpayment: Trying to settle a claim at a lower amount than is advertised and expected.
  • Delay of payment: Using various tactics to pressure claimant to accept less money.
  • Lack of explanation: Failing to give a consumer complete or valid justification when denying a claim.
  • Failure to disclose: Not telling an insured person what coverage applies to a specific payment.
  • Failure to investigate: Refusing to pay a claim without a reasonable investigation into the damage.

What Actions Can You Take?

If you feel that your insurance provider is violating the regulations of the Unfair Claims Settlement Practices Act, you have options. You can work with the state government to enforce the law and ensure the provider follows it. For example, you can file a complaint with the Texas or Louisiana insurance department, who will then investigate. If the insurance regulator finds that there have been numerous complaints of this nature, they may expand their inquiry, which may lead to fines or punitive action against your provider. Ultimately, this law gives you the right to pursue a lawsuit to seek the settlement that you are owed.

Let an Av Preeminent® Rated Attorney Fight for You

If you have been the victim of tactics that violate the UCSPA in Texas or Louisiana, our team of legal professionals wants to help you take the legal action necessary to hold them accountable. At Brasher Law Firm, PLLC, we serve as counsel in a range of insurance claims and lawsuits across Houston, Beaumont and Lake Charles. We are prepared to look into the facts of your case to build an aggressive and effective bad faith case on your behalf.

We are a firm that places the highest priority on securing the maximum settlement for every client. As such, we work only on contingency fees, which means that you won’t pay attorney’s fees unless we recover for you. Additionally, we offer free case evaluations to all potential clients, so you have nothing to lose by taking the first step toward justice. Get in touch with one of our bad faith insurance lawyers today to get started.

We serve residents living all throughout Louisiana and Texas; call our office today at (888) 989-2889.


I was very impressed with the Brasher Law Firm and the help of Nishi Kothari. Always in constant communication and keeping me informed with my case and explaining to me what was going on and taking place. Very easy process and very helpful with getting my case settled and resolved. I would definitely recommend this law firm to others that may have or experience the same problems I had with my insurance company.

David Faith

I was referred to Nishi and Brasher Law Firm after my father had trouble getting paid for a claim from his insurance company. Not only did I find Nishi to be prompt, courteous and professional… but she was also extremely knowledgeable and efficient. There aren’t enough available stars for my family to express our gratitude for her service! Thank You!

D. Ware