How a Texas Bad Faith Insurance Lawyer Can Help
Your insurance company cannot arbitrarily cancel your policy without any legitimate reason. When you purchase coverage, you are essentially entering into a contract with the insurance company, and both parties—you and the insurance provider—are obligated to act in good faith by living up to the terms of the agreement. At Brasher Law Firm, PLLC, we know that insurance companies do not always comply, and will attempt to avoid paying on a policyholder’s valid claim for coverage by simply moving to cancel the policy.
Our Beaumont insurance bad faith attorneys are highly credentialed and have numerous referrals from peers and clients alike. Clint Brasher is a life member of the Million Dollar Advocates Forum® for his success in maximizing recoveries for his clients. He is also board certified in personal injury trial law, and has been rated AV Preeminent® by Martindale-Hubbell®. With these accolades to our name, you can trust that we are well-equipped to fight companies who have failed to uphold their contractual obligations.
What Makes a Cancellation “Wrongful?”
An insurance agency will typically conduct a wrongful cancellation when you file a claim for damages. They may state that they reviewed your original application for coverage and discovered faults or conditions that make the individual ineligible for coverage under the policy. Essentially, the insurance company attempts to shirk its duty to provide coverage to the policyholder by arguing that the policy was not valid to begin with.
There are instances in which an insurance agency does have the right to cancel an insurance policy according to valid concerns. However, these concerns must be proven to be legitimate in order for a provider to be acting in good faith. Examples of valid reasons for cancellation include:
- Fraudulent claims made by policyholder
- Dishonest documentation or deceit by policyholder
- Indications that a policyholder is a risk to the insurance company
Take Legal Action With Our Help
If you believe that your cancellation was made on your policy for illegitimate reasons, you have the right to take legal action and pursue a lawsuit against your provider. With help from Brasher Law Firm, PLLC, you can recover damages for financial and emotional suffering caused by an insurance agency’s bad faith.
We can help you seek compensation for the following:
- Damages sustained while covered by policy
- Benefits you are owed or recovery for the premiums you paid
- Punitive damages and legal fees
You Don’t Pay Unless We Win. Call Now for a Free Consult!
At Brasher Law Firm, PLLC, our Texas bad faith insurance attorneys are prepared to thoroughly investigate your case in order to prove that your claim for damages is valid and the termination of your policy is a bad faith tactic. With our help, you may not only be able to recover full payment on your original claim, but you could additionally receive financial compensation for the wrongs you have suffered.
Our lawyers will give your case the one-on-one attention it deserves so that we can build a personalized strategy of fighting for the compensation you deserve. Additionally, as we are dedicated to seeing our clients succeed, we only work off of contingency fees. This means that you will not pay us unless we recover for you.
I was very impressed with the Brasher Law Firm and the help of Nishi Kothari. Always in constant communication and keeping me informed with my case and explaining to me what was going on and taking place. Very easy process and very helpful with getting my case settled and resolved. I would definitely recommend this law firm to others that may have or experience the same problems I had with my insurance company.David Faith
My company was over-matched by our insurance company before we hired The Brasher Law Firm. Before we retained your attorneys as counsel, we were being offered pennies on the dollar for the property damage caused by Hurricane Ike at our 6 convenient stores. With the help of your firm, we were able to maximize our recovery.Walled Khan President of MAKAS Management, Inc., Port Arthur, Texas