Hurricane Ida Attorney Fighting for Your Insurance Settlement
Aside from Katrina, Hurricane Ida was the most destructive storm in all of Louisiana’s history. It left more than 100 people dead and caused more than $65 billion in damage. Thousands of people were forced from their homes, while nearly 1 million were left without power.
Affected by Hurricane Ida? Fight for Fair Compensation.
The period immediately following a destructive hurricane is especially busy for insurance providers, as they’re inundated with large amounts of claims filed by those who have suffered property damage. It’s also an expensive time for them, since they’re having to pay out on these insurance policies. Over the years, we’ve seen time and time again these insurance companies dismiss legitimate claims without giving them a fair hearing for no other reason than to save themselves money. Home and business owners who have spent years playing by the rules and making their monthly payments are simply left high and dry.
Bad Faith Insurance
Insurance companies protect themselves in many different ways.
- Delaying payment
- Refusal to pay
- Cancellation of policy
- Failure to investigate
- Insurance agency negligence
You need compensation from your insurance to get your life back on track. What insurance will cover:
- Property damage
- Additional living expenses (ALE)
- Damage to possessions like your car
Flood vs Wind Damage
As you’re shopping for insurance coverage, it’s important to have a firm understanding of what a policy does and doesn’t cover. What you absolutely do not want is to find that the policy you’ve been making monthly payments on doesn’t cover the type of damage you’ve suffered and now you’re on the hook for thousands of dollars.
Your typical homeowner’s policy, for example, will cover damage caused by heavy rain and wind damage. Here, wind damage means damage caused by winds below 74 mph. Damage caused by winds above 74 mph – hurricane strength – will be covered by hurricane insurance. Hurricane insurance is specifically designed for wind damage and will not cover damage caused by flooding during a hurricane. For that, you need flood insurance. Here, we define “flood” as water coming into your home from off your property.
Read more about flood vs. wind damage.
The Louisiana and Texas Hurricane Lawyers at Brasher Law Firm will fight for you.
As you can see already, there’s a lot to keep track of. If you feel confused, remember, that’s exactly what insurance companies want. If they can confuse you as to what type of insurance you need, the higher the chance they can reject your claim without any pushback. That’s where we come in.
Brasher Law Firm, PLLC has dedicated itself to helping people in your position. We’re your partner and are only goal is to make sure you’re not taken advantage of by unscrupulous insurance companies. We work on a contingency fee basis, which means that if we don’t recover anything from your claim, you don’t owe us a thing. We serve clients all throughout Louisiana and Texas, with offices in New Orleans and Houma, Louisiana ready to help those affected by Hurricane Ida. If you have questions, call us at (855) 592-5980.