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It can be terrifying to figure out where to start or what to do in the aftermath of a natural disaster like Hurricane Harvey. Therefore, we’ve created a free resource guide, that we strongly encourage you to share with your family, friends, neighbors, and loved ones who may have been affected by this horrific disaster and in need of some […]
A Quick Summary of Relevant Law DIFFERENT TYPES OF INSURANCE THAT RELATE TO HURRICANE HARVEY With Hurricane Harvey there have been a lot of questions about different types of coverages available to people to compensate them for their losses. Starting with the 130mph winds in Rockport and Corpus Christi to the floods in Houston to who knows what in the […]
When Hurricane Ike struck Galveston in 2008, it caused damage and insurance disputes for countless homes and properties. JAW The Pointe LLC knows of this damage and the following legal complications more than most. After purchasing the property just a year before the hurricane hit, the owners secured a group policy with Lexington for numerous two-story buildings that also provided up to $25 million in insurance […]
An insurance agreement is a contract between a policyholder and an insurance company. Most of the contracts spell out whose job it is to investigate the loss. Many policies track the language of the Texas Insurance Code respecting such duties. Even if the contract leaves out the “investigate” language (see below) in the “Our Duties After Loss,” they still owe the duty under Texas Insurance Code. […]
Hurricanes can be devastating experiences and they can result in severe damage. In Texas, insurance companies that provide coverage for hurricane damage are obligated to provide an insurance claim that is fair after damage is done due to a hurricane. Unfortunately, there are many times that people file claims to their insurance company and have them denied or receive the minimum coverage possible that does […]
Insurance premiums are one more obligation that responsible people remit every month to protect against losses involving automobiles, homes, businesses and health. When policy holders have paid what was due and then unexpected events trigger that insurance coverage, they have every right to expect what they paid for and not have to experience delays in payment. When an insurance company […]
The First Baptist Church of Vidor was still battling their insurance company over damages from Hurricane Rita when Southeast Texas was battered by a second massive hurricane-Hurricane Ike. Ike was as destructive as Rita on the Church’s buildings. The metal roof of the Fellowship Hall was peeled back by the high winds, allowing heavy rain to pour into the structure. […]
As Hurricane Isaac makes landfall, it is a grim reminder to all on the Gulf Coast that hurricane season is well underway. This has led some in Texas to question whether sufficient funds are available to pay claims in the state stemming from hurricane damage. Currently, due to cancellations by private insurers, the Texas Windstorm Insurance Agency (TWIA) supplies policies […]
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