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Texas has weathered some of the most devastating hurricanes in the nation’s history. These severe storms usually make landfall along the Gulf Coast and then proceed to move inland, leaving a trail of destruction in their wake. When a hurricane begins to head your way, you might take comfort in the fact that your homeowners’ insurance will pay for any […]
Brasher trial lawyers secure $224,000 bad-faith insurance verdict for Hurricane Laura damage BEAUMONT, Texas – So many people across Louisiana had to fight with unreasonable insurance companies since Hurricane Laura caused widespread property damage back in August of 2020, but one rural church – Sugartown United Pentecostal Church in Dry Creek, Louisiana – was able to get what was truly […]
Not taking their own pictures and video of damage and assuming the insurance company will perform this documentation. Document your damage. Throwing away evidence before the insurance company inspects. From personal belongings to wet carpet, don’t throw anything away yet. Just put it in a pile in the yard. Waiting to make the claim. While you need to make temporary […]
Be extra CAUTIOUS of hidden dangers from downed power lines, snakes, broken glass, Covid-19 exposure, etc. Be aware of and follow orders from your county or parish. INSPECT your property and look for: Missing shingles (look at the roof and in the yard) Missing metal, flashing, gutters, facia, soffit Exposed decking on roof. If roof decking is visible, water intrusion in your home has occurred. Yard debris Interior water damage. Look for stains, bubbled paint, […]
FEMA MAJOR DISASTER DECLARATION OPENS AID FOR SETXans FEMA Aid Update: Chambers, Harris, Jefferson, Liberty, Montgomery, and Orange Counties have been designated as Major Disaster areas are citizens of those communities can apply for assistance from FEMA whether they have flood insurance or not. The application window opened October 5, 2019 and will run through February 28, 2021. Below is […]
Proof of Loss Form Tropical Storm Imelda Proof of Loss Requirements – Deadline November 16, 2019 While Tropical Storm Imelda snuck up on a lot of us here in Southeast Texas, don’t let the deadline to file your Proof of Loss sneak up on you. Under a flood policy, you have 60 days from the flood to file a Proof […]
Cocomo Joe’s is a well-known local business that has served Southeast Texas for a number of years. While its building did not flood in Hurricane Harvey, Joe’s did suffer water damage from a roof failure. Joes filed a claim with its insurance company but was met with a denial. That is where we came in. After an investigation of the […]
Hurricane Harvey caused mayhem in Southeast Texas. And, while struggling to repair a flooded home, many Southeast Texans could at least find solace in a prompt adjustment of their flooded vehicle. That was the case for Mr. Magee – at least for one of the cars in his garage. Parked next to his flooded Nissan Altima was his Suzuki Bergman […]
This week, the Federal Emergency Management Agency (FEMA) issued a memorandum that waives the requirement that National Flood Insurance Policy policyholders have to submit and sign a proof of loss or sign an adjuster’s report prior to receiving payment on their claim. Now, the insurance company is directed to pay policyholders, as soon as possible and without the need for this extra […]
During the course of Hurricane Harvey ravaging Southeast Texas, Corpus Christi, Dickinson, Rockport, Houston and surrounding counties, like Jefferson, Orange, Hardin, Jasper, Tyler, etc…, speculation from both sides of the aisle spread like wildfire about what the new changes to the Texas Insurance Code would mean for victims of Hurricane Harvey. People barely made it to shelters, and the sponsor […]
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