Whose Job Is It Anyway?

    An insurance agreement is a contract between a policyholder and an insurance company. Most of the contracts spell out whose job it is to investigate the loss. Many policies track the language of the Texas Insurance Code respecting such duties. Even if the contract leaves out the “investigate” language (see below) in the “Our Duties After Loss,” they still owe the duty under Texas Insurance Code. […]

    Signs of Bad Faith Insurance

    Insurance companies are supposed to act in good faith which means acting fairly to the people insured by their company. Unfortunately, many companies do not always treat their customers in the fair and honest manner that they should. There is also not much room for customers to negotiate the insurance offers. The law protects individuals against this disparate bargaining power […]

    Was Your Hurricane Damage Claim Denied?

    Hurricanes can be devastating experiences and they can result in severe damage. In Texas, insurance companies that provide coverage for hurricane damage are obligated to provide an insurance claim that is fair after damage is done due to a hurricane. Unfortunately, there are many times that people file claims to their insurance company and have them denied or receive the minimum coverage possible that does […]

    What steps should I take if my home experiences hail damage?

    It is not uncommon for homeowners in Texas to experience hail damage to their property. Unlike hurricanes, hailstorms can occur quickly and damage may be localized. These storms can cause damage to roofs, vehicles and other property. In order for property owners to receive the maximum amount of compensation from their insurance company, it is important that they take a […]