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So you have paid your annual premiums for Long Term Care for 30 years. Now you need to collect. You are managing your parents’ account and you need to place a parent in an assisted living facility. Thank goodness you purchased long term care. Think again. The long-term care policy your parent purchased was written in a time when the […]
A popular insurance product that is currently being pushed to us is long term care policies. I just recently received an email from my college suggesting I look into this. My college joined with an insurance company to promote this product to its alumni. At the same time, I am reviewing my mother’s finances as my father recently passed. She […]
Brasher Law Firm is welcoming a new member to its elite team of attorneys. Nishi Kothari, a graduate of the University of Texas School of Law, who previously spent time as a Limited Partner at Arguello, Hope, and Associates, PLLC., is the newest addition to the Texas Law Firm. Ms. Kothari spent her time at Arguello, Hope and Associates, focusing her […]
The Texas Supreme Court handed down a significant case on April 7, 2017, outlining the rights, duties, and remedies available to Texas policyholders. These rights are found in what we lawyers refer to as the Texas Insurance Code (“Code”). The Code provides protections against: 1. Unfair settlement practices 2. Misrepresentations 3. Late payments of insurance proceeds when a claim is […]
While Texas insurance companies are making money hand over fist, they are also claiming a litigation crisis is taking place that has forced them to alter and exclude certain coverages from their policies and increase premiums to policy holders. Meanwhile, insurance advocates are pressuring state lawmakers to change litigations laws that would adversely affect the policyholders they should be working […]
At the same time insurance companies are asking for changes to the law protecting their customers, they are making record profits. While neglecting to pay out to their policyholders, insurance companies have been fortunate enough to take in at least double the 10-year average percent of underwriting profit of direct premiums earned since 2012. According to the NAIC, the 10-year […]
Insurance company representatives are at it again – asking the Texas Legislature to change policyholder protections because of an alleged “crisis.” The insurance representatives, and their lobbying groups, have the Legislature chasing shadows again. In an interim hearing before the Texas Senate Business and Commerce Committee, representatives for the insurance industry, including Texans for Lawsuit Reform, State Farm, and officials […]
After 3-and-a-half years, LaTosha Lewis is finally getting her due. LaTosha purchased a home in Beaumont, Texas, when she was 22 years old, fulfilling a lifelong dream to own a home with a fenced in backyard. She added two kids to her family in that home. It was her most valuable material possession and the center of her family’s life. […]
After winning a hotly disputed pipe leak case in Bryan in May, the Brasher Law Firm was in trial again the week after Thanksgiving for another Texas homeowner. This time, it was against State Farm in Amarillo. On May 28, 2013, a hail and wind storm struck Amarillo. The storm caused over $400 million dollars in property damage, according to […]
Last week the Texas Supreme Court heard oral arguments in a case where to decide if insurance companies owe a duty to conduct a fair and reasonable investigation for policy-holder’s claims. In USAA v. Menchaca, the case went all the way to a jury verdict. The homeowners had a homeowner’s policy to protect their home from storm damage, like Hurricane […]
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