Ways to Avoid Bad Faith in First Party Insurance

    Most insurance companies won’t openly admit that they have settled your claim in bad faith. If you are being treated unfairly by a first or third party insurance company, you should settle the matter in court. If you win, you will be compensated, but civil lawsuits can be complex and time-consuming. Keep an eye on your insurance company. Search for customer reviews online and keep […]

    Texting While Driving: How to Prove a Driver Was Distracted

    In recent years, texting while driving has become the target of nationwide campaigns for safe driving, and understandably so. On average, sending or receiving a text message can take a driver’s eyes off the road for about five seconds, which is the equivalent of driving the length of a football field with a blindfold. The dangers of texting while driving […]

    What Should I Do with Insurance After a Storm?

    There is no question that storms are capable of wreaking a lot of havoc and causing an incredible amount of damage to a person’s well being and his or her property. After a storm it is important that you know the steps you should take with your insurance to improve your chances of recovering the damages you are eligible to receive. Any delay in filing […]

    Bad Faith FAQ Part 2

    If you or someone you love believes your insurance company may have acted in bad faith and cheated you out of the settlement, compensation or protection you rightfully deserved, you may be wondering what to do next. The lawyers here at Brasher Law Firm, PLLC have decades of experience handling bad faith insurance cases and we are dedicated to defending the rights of individuals […]

    Bad Faith FAQ Part 1

    Insurance companies are under a legal obligation to act fairly and deal honestly with their policy holders. When an insurance company acts in bad faith by refusing to settle, underpaying a claim, denying a claim, failing to investigate or pay out on a valid claim, cancel a policy for no reason or act in any other negligent manner, it is […]

    3 Key Steps to Take After a Car Accident

    In the aftermath of a car collision in Beaumont, Texas, you may feel flustered, be in pain and feel disoriented. Depending on the severity of the accident, there are certain actions we recommend that you take to help make the claims process as smooth as possible in the coming weeks and months. At Brasher Law Firm, PLLC we realize that […]

    Need a Lawyer for your Tornado Damage Claim in Texas?

    Tornados are very common in the state of Texas, in fact, from 1991 to 2010 the state had about 155 tornadoes each year. This percentage of tornado frequency is over 50% more than any other state in the United States. Most homeowners, church owners and business owners have some sort of insurance policy to protect against tornado damage in Texas. […]

    Attorney Fees – Who Pays Them in Insurance Case?

    In the course of my career, I have spent about half my professional time working on cases that do not allow for the recovery of attorney fees against the defendant and half where it does. In any event, I have exclusively represented people on a “contingency fee” basis — meaning, if I am not successful (either in settlement or trial), […]

    Can I Sue My Insurance Company If They Did Not Investigate My Claim?

    It is important for insurance consumers to be aware that their insurance company is not necessarily on their side after a claim is filed. The goal of an insurance company is to collect premiums from their consumers and avoid paying money for claims filed. Their goal is not always to pay for the claims filed by their policy holders. When you file a claim, […]

    Whose Job Is It Anyway?

    An insurance agreement is a contract between a policyholder and an insurance company. Most of the contracts spell out whose job it is to investigate the loss. Many policies track the language of the Texas Insurance Code respecting such duties. Even if the contract leaves out the “investigate” language (see below) in the “Our Duties After Loss,” they still owe the duty under Texas Insurance Code. […]