Brasher Law Firm Blog

    3 Key Steps to Take After a Car Accident

    • November 22, 2013

    In the aftermath of a car collision in Beaumont, Texas, you may feel flustered, be in pain and feel disoriented. Depending on the severity of the accident, there are certain actions we recommend that you take to help make the claims process as smooth as possible in the coming weeks and months. At Brasher Law Firm, PLLC we realize that […]

    Need a Lawyer for your Tornado Damage Claim in Texas?

    • August 19, 2013

    Tornados are very common in the state of Texas, in fact, from 1991 to 2010 the state had about 155 tornadoes each year. This percentage of tornado frequency is over 50% more than any other state in the United States. Most homeowners, church owners and business owners have some sort of insurance policy to protect against tornado damage in Texas. […]

    Attorney Fees – Who Pays Them in Insurance Case?

    • July 31, 2013

    In the course of my career, I have spent about half my professional time working on cases that do not allow for the recovery of attorney fees against the defendant and half where it does. In any event, I have exclusively represented people on a “contingency fee” basis — meaning, if I am not successful (either in settlement or trial), […]

    Whose Job Is It Anyway?

    • July 27, 2013

    An insurance agreement is a contract between a policyholder and an insurance company. Most of the contracts spell out whose job it is to investigate the loss. Many policies track the language of the Texas Insurance Code respecting such duties. Even if the contract leaves out the “investigate” language (see below) in the “Our Duties After Loss,” they still owe the duty under Texas Insurance Code. […]

    Can an Insurance Company Cancel Your Policy Within 60 Days?

    • July 8, 2013

    Oftentimes insurance companies will cancel policies without having the required reasons to do so. An insurance company is not allowed to simply cancel a policy out of the blue. Purchasing an insurance policy forms a contract between you and your insurance company. There are duties of the company along with the consumer when it comes to acting in good faith and following the terms of […]

    Signs of Bad Faith Insurance

    • June 26, 2013

    Insurance companies are supposed to act in good faith which means acting fairly to the people insured by their company. Unfortunately, many companies do not always treat their customers in the fair and honest manner that they should. There is also not much room for customers to negotiate the insurance offers. The law protects individuals against this disparate bargaining power […]

    Was Your Hurricane Damage Claim Denied?

    • May 31, 2013

    Hurricanes can be devastating experiences and they can result in severe damage. In Texas, insurance companies that provide coverage for hurricane damage are obligated to provide an insurance claim that is fair after damage is done due to a hurricane. Unfortunately, there are many times that people file claims to their insurance company and have them denied or receive the minimum coverage possible that does […]

    The Texas Insurance Code Provides Remedies if Payments Are Delayed

    • April 3, 2013

    Insurance premiums are one more obligation that responsible people remit every month to protect against losses involving automobiles, homes, businesses and health. When policy holders have paid what was due and then unexpected events trigger that insurance coverage, they have every right to expect what they paid for and not have to experience delays in payment. When an insurance company […]

    Insurance is Essential for Businesses in Disaster-prone Areas

    • April 3, 2013

    Any business can succumb to an unexpected disaster, and purchasing adequate property insurance coverage is important for every small business owner. But, in some parts of the country, floods, hurricanes, earthquakes, and other destructive natural phenomena present unique recurring threats. Business owners should carefully consider just what level of coverage is appropriate to offset normal risks, as well as whether […]

    Beware of Your Mortgage Lender’s Practices

    • April 3, 2013

    The housing crisis, economic downturn, and confusion regarding mortgages that have been sold to different banks again and again have created a climate ripe for mortgage abuse cases. Distressed homeowners, facing threats of potential foreclosure, are often unaware of lender abuses or unsure where to turn for assistance. Last month, Chase Home Finance LLC agreed to a settlement of over […]