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This week, the Federal Emergency Management Agency (FEMA) issued a memorandum that waives the requirement that National Flood Insurance Policy policyholders have to submit and sign a proof of loss or sign an adjuster’s report prior to receiving payment on their claim. Now, the insurance company is directed to pay policyholders, as soon as possible and without the need for this extra […]
During the course of Hurricane Harvey ravaging Southeast Texas, Corpus Christi, Dickinson, Rockport, Houston and surrounding counties, like Jefferson, Orange, Hardin, Jasper, Tyler, etc…, speculation from both sides of the aisle spread like wildfire about what the new changes to the Texas Insurance Code would mean for victims of Hurricane Harvey. People barely made it to shelters, and the sponsor […]
It can be terrifying to figure out where to start or what to do in the aftermath of a natural disaster like Hurricane Harvey. Therefore, we’ve created a free resource guide, that we strongly encourage you to share with your family, friends, neighbors, and loved ones who may have been affected by this horrific disaster and in need of some […]
A Quick Summary of Relevant Law DIFFERENT TYPES OF INSURANCE THAT RELATE TO HURRICANE HARVEY With Hurricane Harvey there have been a lot of questions about different types of coverages available to people to compensate them for their losses. Starting with the 130mph winds in Rockport and Corpus Christi to the floods in Houston to who knows what in the […]
So you have paid your annual premiums for Long Term Care for 30 years. Now you need to collect. You are managing your parents’ account and you need to place a parent in an assisted living facility. Thank goodness you purchased long term care. Think again. The long-term care policy your parent purchased was written in a time when the […]
A popular insurance product that is currently being pushed to us is long term care policies. I just recently received an email from my college suggesting I look into this. My college joined with an insurance company to promote this product to its alumni. At the same time, I am reviewing my mother’s finances as my father recently passed. She […]
Brasher Law Firm is welcoming a new member to its elite team of attorneys. Nishi Kothari, a graduate of the University of Texas School of Law, who previously spent time as a Limited Partner at Arguello, Hope, and Associates, PLLC., is the newest addition to the Texas Law Firm. Ms. Kothari spent her time at Arguello, Hope and Associates, focusing her […]
The Texas Supreme Court handed down a significant case on April 7, 2017, outlining the rights, duties, and remedies available to Texas policyholders. These rights are found in what we lawyers refer to as the Texas Insurance Code (“Code”). The Code provides protections against: 1. Unfair settlement practices 2. Misrepresentations 3. Late payments of insurance proceeds when a claim is […]
While Texas insurance companies are making money hand over fist, they are also claiming a litigation crisis is taking place that has forced them to alter and exclude certain coverages from their policies and increase premiums to policy holders. Meanwhile, insurance advocates are pressuring state lawmakers to change litigations laws that would adversely affect the policyholders they should be working […]
At the same time insurance companies are asking for changes to the law protecting their customers, they are making record profits. While neglecting to pay out to their policyholders, insurance companies have been fortunate enough to take in at least double the 10-year average percent of underwriting profit of direct premiums earned since 2012. According to the NAIC, the 10-year […]
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