Prompt Pay Act Applies to Duty to Defend Claims

    Historically, courts have applied different duties to insurers in the context of third-party claims versus first-party claims.  “First-party claims” are those where the policyholder is seeking to gain a financial benefit from the policy in question.  “Third-party claims” are those where a third party, someone not a party to the insurance contract, are seeking the benefits of the policy.  Typically, […]

    Brasher Law Firm Helps Rural Louisiana Church to Legal Victory Over Insurance Company 

    Brasher trial lawyers secure $224,000 bad-faith insurance verdict for Hurricane Laura damage   BEAUMONT, Texas – So many people across Louisiana had to fight with unreasonable insurance companies since Hurricane Laura caused widespread property damage back in August of 2020, but one rural church – Sugartown United Pentecostal Church in Dry Creek, Louisiana – was able to get what was truly […]

    10 Helpful Tips: Processing Your Insurance Claim

    It is important to not get overwhelmed when pursuing an insurance claim, but to remain levelheaded. To help you in along this process, we have provided you with a list of 10 tips to assist you in the claims process. We highly recommend that you have an attorney with you throughout this time as well, as they can help protect your rights from bad […]

    Top 5 Mistakes Homeowners Make When Making a Hurricane Claim

    Not taking their own pictures and video of damage and assuming the insurance company will perform this documentation. Document your damage. Throwing away evidence before the insurance company inspects. From personal belongings to wet carpet, don’t throw anything away yet. Just put it in a pile in the yard. Waiting to make the claim. While you need to make temporary […]

    COVID-19 & BUSINESS INTERRUPTION CLAIMS

    BUSINESSES LOOKED TO THEIR INSURANCE COMPANY FOR HELP Business owners across Texas are studying their business income coverages as their insurance companies deny their claims.  In county after county, across the State, business were forced to close their doors to customers.  No customers meant no money to these businesses.  From restaurants to gyms to salons to dentists to hospitality industry […]

    Brasher Law Firm Sues Hartford for COVID-19 Business Interruption Denial

    Brasher Law Firm filed a lawsuit against The Hartford insurance group and its subsidiary for failing to pay a business interruption claim due to business closure.  The business, Risinger Nelson Orthodontics, was forced to close due to State and County Orders as well as guidance from the American Dental Association.  The practice purchased insurance to cover business interruption due governmental […]

    Does my Insurance Cover Loss of Business Income due to COVID-19?

      We know a lot of businesses are struggling right now, and are wondering how they can stay in business and pay their employees at the same time. As businesses across the state and country are forced to shut down,  business owners right now are asking: does my insurance policy cover my loss of business income because of COVID-19? The […]

    FEMA: TS Imelda a Major Disaster for 6 Counties

    FEMA MAJOR DISASTER DECLARATION OPENS AID FOR SETXans FEMA Aid Update:  Chambers, Harris, Jefferson, Liberty, Montgomery, and Orange Counties have been designated as Major Disaster areas are citizens of those communities can apply for assistance from FEMA whether they have flood insurance or not.  The application window opened October 5, 2019 and will run through February 28, 2021.  Below is […]

    Brasher Law Firm Helps Local Business Get Paid for Its Harvey Losses

    Cocomo Joe’s is a well-known local business that has served Southeast Texas for a number of years. While its building did not flood in Hurricane Harvey, Joe’s did suffer water damage from a roof failure. Joes filed a claim with its insurance company but was met with a denial. That is where we came in. After an investigation of the […]