FEMA Waives and Extends Proof of Loss Requirement for Harvey Victims

    This week, the Federal Emergency Management Agency (FEMA) issued a memorandum that waives the requirement that National Flood Insurance Policy policyholders have to submit and sign a proof of loss or sign an adjuster’s report prior to receiving payment on their claim. Now, the insurance company is directed to pay policyholders, as soon as possible and without the need for this extra […]

    The Truth about Insurance Law Changes

    During the course of Hurricane Harvey ravaging Southeast Texas, Corpus Christi, Dickinson, Rockport, Houston and surrounding counties, like Jefferson, Orange, Hardin, Jasper, Tyler, etc…, speculation from both sides of the aisle spread like wildfire about what the new changes to the Texas Insurance Code would mean for victims of Hurricane Harvey. People barely made it to shelters, and the sponsor […]

    Where the Promises End and Bad Faith Begins – Part II

    So you have paid your annual premiums for Long Term Care for 30 years. Now you need to collect. You are managing your parents’ account and you need to place a parent in an assisted living facility. Thank goodness you purchased long term care. Think again. The long-term care policy your parent purchased was written in a time when the […]

    Nishi Kothari joins Brasher Law Firm

    Brasher Law Firm is welcoming a new member to its elite team of attorneys. Nishi Kothari, a graduate of the University of Texas School of Law, who previously spent time as a Limited Partner at Arguello, Hope, and Associates, PLLC., is the newest addition to the Texas Law Firm. Ms. Kothari spent her time at Arguello, Hope and Associates, focusing her […]

    Supreme Court defends Insurance Code while Republican legislatures try to destroy it

    The Texas Supreme Court handed down a significant case on April 7, 2017, outlining the rights, duties, and remedies available to Texas policyholders. These rights are found in what we lawyers refer to as the Texas Insurance Code (“Code”). The Code provides protections against: 1. Unfair settlement practices 2. Misrepresentations 3. Late payments of insurance proceeds when a claim is […]

    Insurance companies and their lobbies paying a lot for change in the law

    While Texas insurance companies are making money hand over fist, they are also claiming a litigation crisis is taking place that has forced them to alter and exclude certain coverages from their policies and increase premiums to policy holders. Meanwhile, insurance advocates are pressuring state lawmakers to change litigations laws that would adversely affect the policyholders they should be working […]

    Supreme Court Rejects Insurance Company’s Excuse

    After 3-and-a-half years, LaTosha Lewis is finally getting her due.  LaTosha purchased a home in Beaumont, Texas, when she was 22 years old, fulfilling a lifelong dream to own a home with a fenced in backyard.  She added two kids to her family in that home.  It was her most valuable material possession and the center of her family’s life.  […]

    Another Win for Brasher Law Firm

    After winning a hotly disputed pipe leak case in Bryan in May, the Brasher Law Firm was in trial again the week after Thanksgiving for another Texas homeowner. This time, it was against State Farm in Amarillo. On May 28, 2013, a hail and wind storm struck Amarillo. The storm caused over $400 million dollars in property damage, according to […]

    Victory Secured Against Another Insurance Company

    In another victory against insurance companies, Brasher Law Firm secured another victory for a policyholder. Brent and Maria Morgan owned a 4-Plex in College Station, Texas, and insured it through United Fire Lloyds. Of the four units, one was leased to a tenant, two were being shown to potential renters, and one was retained for the Morgans when they traveled […]